The pension can be made 100% compatible with a job if retirement is delayed for at least 5 years
June 24 () –
The Government has proposed to social agents the possibility that those who voluntarily delay retirement beyond the ordinary legal age can receive the current incentives every six months starting from the second year of delay, according to sources from the Ministry of Inclusion, Social Security. and Migrations.
Specifically, according to the document that the Government has transferred to unions and employers this Monday, to which Europa Press has had access, when the retirement pension is accessed for a delay period of more than two years, if said delay period is longer than six months and less than one year, an additional supplement of 2% will be added to the incentive to be applied.
The pension reform introduced two incentives to encourage delaying retirement, which consist of an additional 4% on the amount of the corresponding pension for each full year in which retirement is delayed beyond the ordinary legal age or a fixed amount at lump sum, for each year that is contributed more, which will be paid in a single payment to the pensioner who voluntarily decides to delay their retirement.
With the Executive’s proposal, the worker who decides to remain active voluntarily after reaching the legal retirement age will be able to collect these incentives every six months as long as he delays his retirement for at least two years. That is, from the second year of delay, it will not take a full third year, but at least six months, to receive an additional 2% supplement.
Thus, in the case of delayed retirements that choose to charge the additional percentage of 4% for each delay, those who delay their retirement two years and six months would charge an additional 10%. Those who opted for the single payment would receive the corresponding fraction of the year.
FIVE YEAR DELAY WITHDRAWAL TO COLLECT 100%
The Ministry has also proposed to social agents a new legal framework to make work and pension compatible “with different formulas to improve the transition from work to retirement”, with the idea that this situation could be “more gradual and adapted to the circumstances of each worker”.
To this end, sources from the Ministry point out, Social Security proposes a new “more flexible” scheme of the so-called active retirement, which makes it possible to make contributory pension and work compatible after the ordinary retirement age, so that with each year of delay of the retirement, the percentage of compatibility with the pension is higher, and is also compatible with the delay incentive, something that is not possible now.
The document that the Government put on the table this Monday maintains the need to delay retirement for at least one year in order to make work compatible with the pension, also eliminating the incompatibility with the delay supplement, as well as the requirement for a full listing career.
Once the delay in retirement occurs, generating the right to the delay supplement introduced by the last pension reform to encourage later retirements, the Government proposes that the percentage of pension to be received by the retiree who remains active will increase. gradually, depending on the time it takes to leave the labor market.
Thus, the Government proposes that, after a year of delay, work be compatible with 30% of the pension; With two years, 40% of the corresponding pension would be received; with three years, 50%; With four years, 75% would be collected, and with five or more years active, the right to receive 100% of the pension would be generated.
The current regulation of active retirement to make the contributory retirement pension compatible with the performance of any work as an employee or self-employed person does not allow receiving 100% of the pension unless the activity is carried out on a self-employed basis and it is proven to have been hired. at least one employed worker. The reform proposed by the Government eliminates the singularity for hiring an employee.
Furthermore, the current rule states that the amount of the retirement pension compatible with work will be equivalent to 50% of the amount initially recognized, once applied, if applicable, the maximum limit of the public pension, or the one being received, in the moment of beginning of compatibility with work, excluding, in any case, the minimum supplement, whatever the working day or the activity carried out by the pensioner.
A final provision of the General Social Security Law already provided for the possibility of extending this 100% compatibility in the future to employed workers and the rest of self-employed workers and that is precisely what is being negotiated. the Government with the social agents.
The current regulation does not allow the pensioner who accesses active retirement after the ordinary retirement age to receive the supplement for the extension of active working life established in the 2021 pension reform, but in the reform now proposed by the Government it does allow can be charged.
With this Government proposal, the flexible retirement modality, which can be accessed by pensioners who want to return to work with a part-time job, would disappear as it would be covered by the new compatibility framework.
Sources from the Ministry have also reported that at this Monday’s meeting the conditions of partial retirement, a key issue for the unions, have also been addressed.
UGT PERCEIVES “PROGRESS” AND ATA, CUTTING RIGHTS
In this sense, after this Monday’s meeting, the confederal secretary of UGT, Patricia Ruíz, regretted that an agreement regarding partial retirement and the relief contract is still “very far away”, a matter on which she hopes to reach , with Social Security, a text that comes close to the demands of the UGT before the month of August.
“We trust that before the month of August we can have some text that positively approaches our demands and the need that this country has to be able to hire young people and be able to retire the people who need it most,” he stressed. .
However, he has acknowledged that there has been “quite a lot of progress” in relation to discontinuous fixed-term contracts and their contributions, the mutual collaborators of Social Security and the reducing coefficients, although he has recognized that in relation to these last two matters, “some issues remain.” earrings”.
For his part, the president of ATA and vice president of the CEOE, Lorenzo Amor, has indicated that, with its proposal, the Government wants to cut rights for self-employed workers who combine work and pension, reducing the amount of the resulting pension to be received from the current 50% to 30%. “A whole cut in rights and pensions for the self-employed who will be in active retirement. We are going backwards,” he told Europa Press.
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