Household spending: How did you start in this 2025 and where do you go?

2025 began with a new consumption dynamics by Colombian homesaccording to a new report by the Raddar firm, which records a slight increase of 1.05% in January, compared to the same month last year.

According to the signing gastometry measurement, the Real expense, in current terms, was 93 billion pesos, while in the same month of 2024, it was 87.9 billion pesosthat is, a growth of 6.33%, data above the current inflation figure (5.22%)

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In the face of household dynamics for income, Those of average income failed to recover, registering a dynamic of -0.04% year -on -year of actual expenditure accumulated in 12 monthscontrary case of low -income homes (0.17%) and high income (0.05%).

According to Raddar, the performance of low -income homes is explained by the slowdown in food inflation, “What has allowed a recovery in its purchasing capacity“; while that of high -income households was due to the fact that they were favored by their greater consumption capacity,”driven by lower interest rates in credits, which have a significant weight in their spending structure“

However, according to Raddar, The impacts of the last inflation data can have an impact on the pockets of average and low income householdstaking into account price increases that presented subcategories such as vegetables and legumes (7.65%), public transport (3.49%) or various foods (2.03%).

Food, the sector with the highest expenditure variation

According to Raddar, one of the most notable variations in household spending from 2019 to the present is that of food. For January of that year, 25.4% of consumer expenses were allocated to food, while by January of the current year, this percentage rose to 30.6%.

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“Compared to 2019, this item has won at least five percentage points within the consumer pocket, which implies that other expenditure groups have had to adjust to accommodate this increase“He mentions.

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A clear example is the concept of housing, which represented 26.7% of consumer expenses in January 2019, while by January of this year, it fell to 24.3%.

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