economy and politics

Banco de Bogotá promotes the financial inclusion of coffee growers

Banco de Bogotá promotes the financial inclusion of coffee growers

Until October 5, the Colombian Expo Coffee Fair will take place at the Corferias fairgrounds in Bogotá, where the Bank of Bogotá will present its value offer for the coffee industry through its Coffee ID and Card. With this initiative, The financial entity seeks to promote coffee growers to adopt it as a useful tool for planning their finances and their daily use.

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Currently, Banco de Bogotá has 73% of the coffee growers affiliated with the National Federation of Coffee Growers of Colombia as users of the Card and the Coffee Certificate, an achievement considering that in 2023 only 57% of adults in rural areas had a savings account. This progress, the bank said, reflects the trust that has been generated by the joint work between the Bank and the Federation.

For this reason, the entity aims not only to affiliate more coffee growers, but also to disseminate the multiple benefits of this product, such as:

Union identification document: The Coffee Certificate allows coffee growers to identify themselves with the National Federation of Coffee Growers and participate in union elections that are held every four years.

Savings account benefits: Enables the secure receipt of payments for the sale of coffee.
Aid channeling: Facilitates access to specific programs and support distributed by the Federation.

Transactions: It allows in-person and non-in-person purchases at the national level (enabled by PSE), as well as in-person purchases at the international level.
Free withdrawals: Users can withdraw money at offices, ATMs and Banking Correspondents throughout the country, something especially useful during the harvest season to leverage their activities.

Transfers: They can make transfers between accounts of the Bank and other financial entities.

Service payments: Possibility of paying public services and other authorized collection agreements.
Savings and investment and financing: Access to savings mechanisms such as CDTs and consumer loans for personal needs, as well as commercial operations through Finagro to finance the growth of their businesses.

Personalized attention: Financial services adapted to the needs of coffee growers and farmers.

Financial inclusion: Facilitates access to tools necessary to develop productive projects.

Rafael Arango, vice president of Business Banking and Official of the Bank of Bogotá, said that “Banco de Bogotá has worked hand in hand with the National Federation of Coffee Growers of Colombia for more than 18 years to build an ecosystem that promotes the financial inclusion of the union. We currently have more than 384,000 affiliated farmers, so our participation in this fairwhich integrates the value chain at a national and international level, allows us to approach current and potential clients with the Smart Coffee Card and ID, a comprehensive financial tool thanks to its multiple benefits.”

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