The Digital wallets in Colombia are the means by which people can access their money more quickly And simple. But lately this technology sector has been affected by crime.
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According to information from the Colombian Association of Technology and Financial Innovation Companies (Colombia Fintech), in the country there are 12 digital wallets that are nationally recognizedAmong the most popular are Nequi and Daviplata.
There are several types of theft on these platforms. The first is through a phone call in which the victim answers his cell phone and is attended by a company or ‘call center’ that does not exist. There they indicate to the victim that they have earned some benefit or that they are being supplanted.
The next thing is to gain the person’s trust and get to ask you to perform actions on your mobile deviceto get an approval code with which the fraudster can carry out the theft.
(See: Digital fraud attempts increased 1% in Colombia)
The second modality has to do with the text messages that arrive to the cell phone: there the person receives a link that is for, supposedly unlock accountby clicking on the link the person is a victim of robbery.
The other modality has to do with the cell phone theftscammers get the device contact a relative to whom they indicate that I sent money for some needSince the message is sent by a known number, the victims have no suspicions.
Another of the most popular is carried out by means of stolen digital wallet accounts. It consists of fraudsters approaching the establishment that receives these digital means of payment and through a screenshot of a transaction, the victims are deceivedWell, they show them the supposed transfer, but the money has not really entered.
scams
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(See: What to do if you mistakenly send money in Nequi)
In a report of Colombian Fintechbetween 2020 and 2021, digital wallets such as: Daviplata, Nequi, tpaga, TuyaPay, Payválida, SuRed App, Cobru and companies that receive deposits such as Movii, dale!, Powwi, Ding and Global66 They had a growth of 99% regarding the number of users who used those platforms. Also, during the same period, there was a 122% increase in transactions made by these means.
The above indicates that It is a market that is always in motion and as such is attractive to crimeTherefore, some recommendations must be kept in mind to avoid falling for these scams.
(See: Digital fraud attempts decrease in Colombia)
First of all, do not share personal data information, it is better to check directly with the bank. Neither accept offers or benefits that seem very convenient, they are generally not what they seem. For no reason enter external links, because it can steal personal data. Changing passwords regularly is a good way to combat information theft.
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