Apple Pay Later is the name of the new service of the technology giant Manzanawhich allows its users to divide their purchases into four payments spread over six weeks.
One of the features of this new function is that This credit can be made without any type of interest or commissions.
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According to Apple, users They can request loans on the platform of between 50 and 1,000 dollars for transactions to be carried out through the company’s digital wallet, TOapple Pay.
“There is no one-size-fits-all approach when it comes to how people manage their finances. Many people are looking for flexible payment options, so we’re excited to offer Apple Pay Later to our users.“, said Jennifer Bailey, Vice President of Apple Payquoted by ‘Forbes’.
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This new service was designed taking into consideration the financial health of users, so you have no fees or interest rates. Likewise, it can be used and managed within the Wallet, which makes it easier for clients to make loan decisions supported by a report.
From the Wallet app, users can seamlessly view, track and manage all their loans from one place. The same way, they will be able to see in a practical and simple way the total amount of debt of all their current loans, as well as the total amount owed in the next 30 days.
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Users can also choose to see all upcoming payments via a calendar-like interface, so they can track and plan their payments and receive notifications both in-app and via email before they expire.
Apple will ask users to link a debit card as a payment method for the loan and to prevent them from getting into debt, it will not accept debit cards.
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Despite how attractive this service may seem, Apple Pay Later It will not be available in Colombia, since the launch has only been carried out in USAfrom where very select users will begin to be invited to access a beta version, to then offer to all eligible people in the coming months.
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