Two out of every three companies that requested financing went to commercial banks to make their first request. Suppliers were the second most used source to seek financing, according to the survey presented on Monday.
53% of the companies said they had never asked for financing. The reasons were that they are self-sufficient or that they have other means, with 34% of the cases, 29% are not interested and 18% said that the cost of credit is high.
Businesses are increasingly using digital means of payment. Although 79% of companies use cash as a means of payment, 72% said they also accept payments with electronic transfers and 45% accept credit and debit cards.
The use of internet pages and mobile applications to make payments increased to 53% in 2021 and 21% in 2018.
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