Editor TLN
The growth of credit options due to the work of lending fintechs in recent years has made companies expand to new services that respond to different customer needs.
(Barranquilla will host the Caribbean Fintech Forum).
In the case of RapiCredit, a lending fintech with more than eight years of operation and the largest credit placement company at the national level, its portfolio growth has gone hand in hand with new access channels to its financial products.
through its products RapiFlex and RapiTermwhich respond to different characteristics of the clients, the company managed to double its operation every seven months, in addition to placing more than one million six hundred thousand loans, especially in people who, traditionally, had been excluded from the financial system.
The use of these types of solutions to finance scheduled or urgent expenses has made credit fintech companies seek to appear on gateways and as payment methods. This in order to provide a new, digital, secure option in less than 24 hours to people who have not had access to loans.
(Gabriel Santos, new president of Colombia Fintech).
“Loans are becoming more common among the majority of the population. People who for years could not take one of the traditional banks, because they did not meet the basic economic level conditions, have found in RapiCredit a safe, proven and successful form of financing in the market. That is why we move forward to reach more people at different times, such as when paying for a product or service”, assured Daniel Materón, CEO and co-founder of RapiCredit.
With that goal, Fintech credits appear in payment gateways so that they become one more option to pay scheduled debts. In addition, it contributes to the ultimate goal of fintech, which is the creation of a digital ecosystem that reduces time, is intuitive and builds loyalty among the company’s users.
“Our clients have found a real, safe and legal solution in our operation, and this is demonstrated in the rate of people who reapply for a loan with us. That is why we are moving towards a broader portfolio in which people can find more options that they did not have access to before,” Matron concluded.
